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Car finance to suit your budget
Looking for vehicle finance?
AutoTechnik in Lutterworth is committed to finding you a finance deal that suits you and your budget.
Our finance experts have built relationships with top high street lenders and specialist motoring finance companies, rest assured we’ll help you secure the best finance deal with a hassle-free experience.
Have a poor credit rating?
That’s not a problem at AutoTechnik. Our team has helped hundreds of people in similar situations to find the right car finance deal for them.
Applying is fast and simple, thanks to our 3 step process.
Simple 3 step process
Choose your car
Apply for finance online
Get approved and hit the road
Call us on 01455 698481
Which car financing options are available?
See below our payment options to suit your budget and requirements. Low Rates of Finance subject to credit checks.
Hire Purchase (HP)
Spread the cost of your vehicle by paying fixed monthly instalments. With flexible terms available from 12-60 months. Choose how much deposit you’d like to put down. Once you have paid off the finance agreement and purchase fee, the vehicle becomes yours. With this plan, you can also enjoy a one month payment holiday based on your agreement.
Personal Contract Purchase (PCP)
This finance product contains a balloon payment at the end of the finance agreement, making the monthly instalments a lot lower than a standard HP agreement. This allows you to spread the cost of your car over 48 months. Ideal for customers who like the freedom to change their car every 4 years.
At the end of the agreement, you have 3 options. You can either keep your vehicle, return the vehicle to the lender or you can use it as a part exchange against your new car.
Hire Purchase Plus (HP+)
HP+ is a combined plan of HP and a personal loan when you buy your vehicle. The personal loan is ideal for people who’d like to settle a previous finance agreement or you like to add vehicle extras or accessories.
The vehicle becomes yours once you have paid off the finance agreement and purchase fee. You can also enjoy a one month payment holiday with your agreement. For more information, call our team at AutoTechnik today.
Breeze
Similar to the HP product, you can spread the cost of the car over 48 months by paying fixed monthly instalments. With a balloon payment in at the end, the monthly payments can be lower than the standard HP plan. Once you have paid off the final balloon payment or Guaranteed Minimum Future Value (GMFV), the car becomes yours to keep. You can also use the car as a part exchange against your new vehicle, subject to terms and conditions.
VAT Assist
The VAT Assist product is like the traditional HP loan when the amount is matched to the VAT due and is deferred later in the agreement. This product works like a HP loan, however, the difference being is that the customer does not have to pay a deposit. As part of the payment plan, the equivalent amount of the VAT due is taken on the 3rd instalment.
This plan is only available to VAT registered business customers.
For more information, call our team at AutoTechnik today.
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